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Key Metrics
Market Cap 271.25M
Total Shares Outstanding 11.12M
Book Value 29.39
PE Ratio 11.61
PS Ratio 2.82
PB Ratio 0.86
Forward PE Ratio 11.86
ROIC 0.62
Return on Aseets 0.9
Return on Equity 7.41
Dividend 0.45
Dividend Yield 2.39%
Balancesheet Metrics
Total Assets 2.56B
Total Liability 2.24B
Assets-to-Libability Ratio 1.14
Total Current Assets 521.71M
Total Current Liability 960.49M
Current Ratio 0.54
Quick Ratio -
Debt to Equity Ratio -
Income Statement Metrics
Net Income 20.69M
EPS 2.1
EBITA -
Gross Profit 84.06M
Gross Profit Margin 24.53%
Operating Margin 33.61%
Net Profit Margin 24.61%
Price Metrics
5 Days MA
10 Days MA
20 Days MA
50 Days MA
200 Days MA
52 Weeks High
52 Weeks low
All Time High
RSI
MACD
Share Stats
Shares Float 10.37M
Shares Short 51.48K
% Short 0.004%
% Insider 7.405%
% Institutions 61.572%
News

Profile

BayCom Corp (BCML)

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Exchange: NASDAQ

IPO Date: 8/9/2004

Sector: Financial Services

Industry: Banks - Regional

Employees: 324

Address: 500 Ygnacio Valley Road, Walnut Creek, CA, United States, 94596

https://www.unitedbusinessbank.com

&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;09/30/202406/30/202403/31/202412/31/202309/30/202306/30/202303/31/202312/31/202209/30/202206/30/2022Totals
Assets
2.56M2.59M2.56M2.56M2.57M2.57M2.55M2.51M2.53M2.68M66.79M
Current Assets
521.71K405.73K363.77K323.25K225.60K232.67K240.18K240.27K226.04K258.13K21.16M
Cash And Short Term Investments
219.93K391.21K348.33K-17.90K178.03K185.13K196.35K196.98K201.91K215.37K6.44M
Net Receivables
8.56K30.08K30.61K31.93K47.57K47.54K43.83K30.44K43.24K42.76K636.69K
Inventory
--421.29K-378.94K-14.03K-318.44K-266.06K-213.53K-2121-1.60M
Other Current Assets
301.78K405.73K363.77K323.25K318.44K266.06K213.53K-46.73K42.76K10.00M
Non Current Assets
286.44K2.19M2.20M2.24M229.23K230.09K237.65K73.89K251.50K248.53K16.28M
Property Plant Equipment
----28.69K13.03K13.03K-29.57K26.16K476.63K
Long Term Investments
218.12K206.38K191.22K185.70K157.48K2.02M165.26K167.76K167.21K177.30K5.62M
Non Currrent Assets Other
-286.44K2.07M2.07M2.11M-20.17K-19.44K-16.57K-177.32K10.15K46.56K10.61M
Liabilities
2.24M2.28M2.25M2.25M2.27M2.26M2.23M2.20M2.22M2.36M60.68M
Current Liabilities
960.49K1.57M1.54M1.28M14.40K20.18K13.31K16.53K82813.20K25.15M
Accounts Payable
4.04K4.45K3.51K-14.40K20.18K13.31K16.53K11.38K13.20K18.43M
Short Long Term Debt
----------45.85K
Other Current Liabilities
956.46K-4.45K-3.51K1.27M-14.40K-20.18K-13.31K-16.53K-10.55K-13.20K16.90M
Non Current Liabilities
1.28M713.19K703.67K969.31K88.40K88.27K13.31K16.53K82884.83K4.68M
Long Term Debt
-----72.26K72.26K-72.13K72.07K823.92K
Other Liabilities
----4.89K-4.92K-4.72K4.62K194.47K
Stockholder Equity
321.68K315.26K314.24K312.87K307.26K307.01K313.47K317.15K314.40K320.56K8.22M
Preferred Stock Equity
-----------
Liabilities And Stockholders Equity
2.56M2.59M2.56M2.56M2.57M2.57M2.55M2.51M2.53M2.68M62.04M
Common Equity
-----196.49K196.49K-208.48K216.08K3.59M
Retained Earnings
-----129.56K132.67K-119.97K113.40K1.53M
Totals12.16M15.34M15.12M16.38M8.68M10.92M8.96M8.11M8.99M9.60M9.85M11.86M12.28M11.95M11.80M5.14M9.98M13.09M14.82M12.02M10.80M12.13M10.07M9.71M9.15M9.18M8.25M8.46M4.86M4.71M2.02M3.30M1.88M1.82M1.82M4.20M2.44M1.74M1.76M3.40M---338.71M
&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;12/31/202312/31/202212/31/202112/31/202012/31/201912/31/201812/31/201712/31/201612/31/201512/31/2014Totals
Assets
2.55M2.51M2.35M2.20M1.99M1.48M1.25M675.30K623.30K504.39K16.13M
Current Assets
141.24K240.27K229.06K180.53K435.16K1.34M1.22M673.39K620.71K502.31K5.59M
Cash And Short Term Investments
141.24K196.98K199.20K152.99K415.27K124.62K57.00K---1.29M
Net Receivables
31.93K30.44K29.86K27.54K19.89K3.68K15.16K13.83K15.41K8.65K196.38K
Inventory
-14.03K-179.48K-390.82K-316.38K574801-775-2.10K-896.45K
Other Current Assets
2.02K192.33K390.82K316.38K1.65M1.22M1.15M6.48K6.94K5.81K4.94M
Non Current Assets
2.41M73.89K246.26K189.92K206.21K134.50K23.54K1.91K2.59K2.08K3.29M
Property Plant Equipment
-29.85K26.50K27.19K25.82K11.17K8.40K1.11K1.39K1.26K132.68K
Long Term Investments
185.70K167.76K174.44K115.59K122.64K101.54K40.51K13.92K25.97K19.19K967.24K
Non Currrent Assets Other
2.15M-201.45K-15.59K-15.40K-206.21K920.51K-40.51K-13.92K-23.61K-17.54K2.54M
Liabilities
2.24M2.20M2.09M1.94M1.74M1.28M1.13M597.24K550.92K446.22K14.21M
Current Liabilities
3.05K16.53K13.86K11.65K11.28K1.27M1.12M597.24K543.37K438.17K4.02M
Accounts Payable
-16.53K13.86K11.65K11.28K8.38K7.42K590.76K543.30K437.94K1.64M
Short Long Term Debt
------300--6.00K6.30K
Other Current Liabilities
3.05K-29.19K-24.51K-15.18K-11.28K1.26M1.11M590.76K543.30K437.94K3.86M
Non Current Liabilities
2.24M16.53K84.60K89.02K23.84K8.16K11.39K---2.47M
Long Term Debt
---76.69K8.24K8.16K11.39K---104.48K
Other Liabilities
-4.84K4.39K14.26K13.33K11.52K11.33K6.39K7.55K2.28K75.87K
Stockholder Equity
312.87K317.15K262.61K252.59K254.22K200.75K118.64K78.06K72.38K58.17K1.93M
Preferred Stock Equity
-----------
Liabilities And Stockholders Equity
2.55M2.51M2.35M2.20M1.99M1.48M1.25M675.30K623.30K504.39K16.13M
Common Equity
---167.24K184.04K149.25K81.31K46.08K46.28K39.58K713.78K
Retained Earnings
---82.36K68.64K-----151.00K
Totals14.95M8.12M8.03M7.70M8.96M11.01M8.56M4.55M4.20M3.40M79.49M
&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;06/30/202203/31/202212/31/202109/30/202106/30/202103/31/202112/31/202009/30/202006/30/202003/31/2020Totals
Revenue
25.19K25.09K21.77K21.62K20.12K20.25K21.25K20.81K22.21K22.58K442.15K
Cost Of Revenue
----------23.83K
Gross Profit
22.57K25.09K21.77K21.75K20.74K21.25K21.25K20.81K17.85K20.90K457.36K
Operating Expenses
15.21K18.32K-13.88K13.41K21.23K21.23K19.00K20.00K16.92K269.40K
Selling General Administrative
10.94K12.58K9.93K10.38K10.09K11.15K10.57K10.76K10.14K12.80K234.07K
Research Development
-----------
Other Operating Expenses
2.35K2.96K2.05K2.29K2.18K1.90K2.06K2.08K1.95K1.69K44.41K
Operating Income
7.36K8.42K-7.39K7.33K18.22918.2294.3844.32K3.98K195.74K
Net Interest Income
22.87K22.08K18.93K17.50K17.54K17.87K18.12K18.79K20.78K19.80K261.33K
Interest Income
25.32K24.54K21.12K19.73K19.75K20.06K20.49K21.01K22.64K22.25K292.67K
Interest Expense
2.45K2.45K2.18K2.22K2.21K2.19K2.37K2.22K1.86K2.45K47.09K
Other Income Expense Net
-----0.265-5.52K-4.38K---14.97K
Income Before Tax
7.36K8.42K7.52K7.39K7.33K6.24K5.54K4.38K4.32K3.98K137.20K
Tax Provision
2.14K1.94K2.08K1.98K2.02K1.70K1.00K1.14K1.20K1.17K22.74K
NetIncome
5.22K6.49K5.44K5.41K5.31K4.53K4.54K3.25K3.12K2.82K101.74K
NetIncome Applicable To Common Shares
5.22K6.49K5.44K5.41K5.31K4.53K4.54K3.25K3.12K2.82K111.93K
Ebit
7.36K10.88K-9.61K9.54K8.42K7.91K6.60K4.32K3.98K132.99K
Basic EPS
0.380.510.510.510.490.40.390.270.260.2311.57
Totals161.53K175.75K118.23K146.58K142.90K141.35K135.36K129.73K137.84K138.16K138.80K141.58K117.48K116.67K71.09K69.81K72.96K71.25K91.04K45.69K53.48K23.57K102.03K8.86K9.76K9.22K77.49K13.64K3.78K10.78K64.46K14.10K3.64K1.05K2.76M
&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;12/31/202112/31/202012/31/201912/31/201812/31/201712/31/201612/31/201512/31/2014Totals
Revenue
84.06K86.50K76.71K59.01K44.62K27.43K23.98K17.81K420.13K
Cost Of Revenue
----4.77K4.07K4.55K3.65K17.05K
Gross Profit
84.06K86.85K75.16K56.38K44.27K27.31K22.65K16.83K413.52K
Operating Expenses
-68.62K44.85K34.28K26.93K16.96K17.74K12.79K222.18K
Selling General Administrative
39.33K44.95K39.56K27.17K23.43K13.03K14.69K9.66K211.83K
Research Development
---------
Other Operating Expenses
8.42K7.79K6.48K5.08K3.79K2.55K2.61K2.36K39.08K
Operating Income
-18.23K30.31K22.10K17.34K10.35K4.91K7.17K110.41K
Net Interest Income
71.86K77.50K67.02K51.25K39.50K25.76K23.02K-355.90K
Interest Income
80.66K86.40K75.75K56.19K43.81K29.23K25.71K-397.75K
Interest Expense
8.80K8.90K8.73K4.94K4.31K3.47K3.14K2.58K44.88K
Other Income Expense Net
---6.62K-2.78K-3.19K-4.25K2.79K-5.56K
Income Before Tax
28.48K18.23K23.69K20.49K14.15K10.35K9.16K6.90K131.44K
Tax Provision
7.79K4.50K6.37K6.00K8.89K4.44K1.71K-39.70K
NetIncome
20.69K13.73K17.32K14.49K5.26K5.91K7.45K5.18K90.03K
NetIncome Applicable To Common Shares
20.69K13.73K17.32K14.49K5.26K5.91K7.45K5.18K90.03K
Ebit
-27.13K32.42K25.43K18.46K10.35K9.16K6.90K129.85K
Basic EPS
1.911.151.51.690.881.081.371.0810.660000000000002
Totals454.84K563.04K515.08K394.53K301.62K197.12K182.22K99.80K2.71M
&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;09/30/202406/30/202403/31/202412/31/202309/30/202306/30/202303/31/202312/31/202209/30/202206/30/2022Totals
Cash From Operating Activities
-16.31K11.23K5.08K-1.18K2.60K12.24K7.54K15.86K12.94K7.97K108.66K
Net Income
-6.16K5.60K5.88K6.40K6.63K7.35K7.05K8.05K7.23K5.22K158.23K
Depreciation
8338247967176897358229921.00K1.04K25.69K
Extraordinary Items
-----------
Change Receivables
-----1.32K1.32K-763-421-10.88K
Change To Inventory
---123-559-2.90K-----959
Change To Liabilities
------5.69K-5.69K-1762.66K872-5.74K
Change To Net Income
------531.05K3.69K-42.40K-14.07K
ChangeToOperatingActivities
--------2.61K8178.72K
Cash flows From Investing Activities
------21.05K-21.05K-5.79K-640-43.68K
Capital Expenditures
-255-245-1.14K-1.42K-532-23-148-237-266-166-14.23K
Other Cashflows From Investing Activities
-56.38K20.11K-4-5--22---7-225.40K
Cash From Financing Activities
-40.77K26.82K4.69K-30.31K6.66K8.95K34.22K-35.05K-148.57K-80.02K-82.73K
Net Borrowings
----------343.62K
Sale Purchase Of Stock
-1.08K-4.13K-4.00K-2.44K-4.52K-9.09K-8.07K-4.42K-7.83K-4.45K-23.23K
Dividends Paid
1.12K1.16K1.16K1.18K1.20K6201.26K6582.72K67751.28K
Other Cashflows From Financing Activities
-38.57K32.10K10.16K-26.69K12.38K19.30K43.55K-94.11K-140.74K-75.57K84.37K
Cash And Cash Equivalents Changes
-----20.72K20.72K--129.83K-72.69K7.32K
Totals-157.58K93.46K22.61K-53.63K24.55K32.41K82.59K-104.73K-391.52K-214.97K73.05K-373.88K-23.73K65.20K421.83K-101.49K316.08K-5.77K99.80K45.66K68.60K131.14K22.08K78.72K-18.33K155.01K15162.91K56.81K3.69K29.66K60.70K1.21K1.46K1.35K-26.55K1.20K1.89K5.39K106.82K1.56K1.82K524597.76K
&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;&ebsp;12/31/202312/31/202212/31/202112/31/202012/31/201912/31/201812/31/201712/31/201612/31/201512/31/2014Totals
Cash From Operating Activities
30.80K39.61K10.43K10.00K6.96K6.24K9.33K6.32K6.17K6.50K132.36K
Net Income
27.43K26.99K20.69K13.73K17.32K14.49K5.26K5.91K7.45K5.18K144.44K
Depreciation
2.96K4.02K3.86K3.70K2.83K2.11K1.61K896.815936.734681.6223.60K
Extraordinary Items
-----------
Change Receivables
----1.16K-12.04K------13.20K
Change To Inventory
674--1.83K8581.78K-----1.49K
Change To Liabilities
--396-1.83K85815.41K6373.65K1.67K--20.00K
Change To Net Income
---12.23K-3.20K-562-9.77K-4.91K-590-4.36K-976.958-36.59K
ChangeToOperatingActivities
--2.50K-3.93K15.09K-3842.72K-1.36K1.20K479.03216.31K
Cash flows From Investing Activities
---60.36K-73.66K927-11.25K90.41K-32.73K-21.91K11.98K-96.60K
Capital Expenditures
-2.12K-843-1.31K-3.21K-1.40K-1.01K-368-214.22-1.85K-237.928-12.58K
Other Cashflows From Investing Activities
96.24K--271-72.03K37.99K225-5.26K-84-280.876-3.01K53.52K
Cash From Financing Activities
19.52K-296.42K130.29K67.61K-36.08K78.74K21.43K46.92K-10.09K45.06K66.98K
Net Borrowings
---5.00K66.80K66.80K-6.00K-9.89K-9.89K-6.00K25097.05K
Sale Purchase Of Stock
-24.11K-17.96K-11.55K-18.26K-10.96K--24-901.46-2.80K492.806-86.07K
Dividends Paid
3.64K2.02K-18.74K------24.40K
Other Cashflows From Financing Activities
47.27K-340.58K146.84K19.07K-25.13K17.98K37.35K47.83K-1.29K73.81K23.15K
Cash And Cash Equivalents Changes
---3.95K-28.20K------24.25K
Totals202.29K-583.57K220.22K29.85K50.73K92.01K151.31K63.77K-32.81K140.22K334.02K