www.ticksignals.com owned by MantraBI LLC ("MBI" or "we" or "us") is not registered as an investment adviser. MBI relies upon the "publishers' exclusion" from the definition of investment adviser under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. As such, MBI does not offer or provide personalized advice. We publish information about companies in which we believe our readers may be interested and this information reflects our sincere opinions. The information that we provide or that is derived from our website is not intended to be and should not be construed in any manner whatsoever as, personalized advice. Also, our website and the information provided by us should not be construed by any customers or prospective customers as MBI 's solicitation to effect or attempt to affect any transaction in a security. Investments in the securities markets, and especially in options and futures, are speculative and involve substantial risk.

The information that we provide or that is derived from our website should not be a substitute for advice from an investment professional. We encourage you to obtain personal advice from your professional investment advisor and to make independent investigations before acting on the information that you obtain from MBI or derive from our website. Only you can determine what level of risk is appropriate for you.

Data provided on MBI may be delayed as specified by financial exchanges, data providers or information partners. MBI and its affiliates, information partners and data exchanges furnish the information available on this site without responsibility for accuracy, and you agree that errors contained in such information shall not be made the basis for any claim, demand, or cause of action against MBI or any information partner.

MBI believes its proprietary indicators and data to be reliable, but accuracy is not warranted or guaranteed. The MBI site includes facts, views, commentary (opinions) and recommendations of individuals and organizations deemed of interest to active and potential investors. Neither MBI nor its information partners guarantee or otherwise endorse the accuracy, completeness or timeliness of these views, opinions, or recommendations; give investment advice; or advocate the purchase or sale of any security or investment. MBI may refer to other sites that may be of interest to you but for which MBI has no responsibility. Your use of this site indicates your acceptance of the terms of this Agreement, and as such you are bound by the terms of this agreement. If you do not accept this agreement, discontinue using this site.

MBI may modify this Agreement from time to time in its sole discretion, and your continued use of the site shall constitute acceptance of such modifications. You agree not to reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information available on this site in any manner without the express written consent of MBI, nor to use the information available on this site for any unlawful purpose. You agree to access the information available on this site manually by request and not programmatically by macro or other automated means.

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The information provided on MBI is for educational purposes only. This information neither is, nor should be constructed as an offer or a solicitation of an offer to buy or sell securities. You shall be fully responsible for any investment decisions you make, and such decisions will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs.

Prior to buying or selling an option, an investor should read and understand the booklet "Characteristics and Risks of Standardized Options." You can access and download a copy of the booklet on The Options /Clearing Corporations'(OCC) website at http://www.theocc.com/publications/risks/riskchap1.jsp. This link reference is provided as a courtesy and does not imply that the OCC is endorsing MBI or its products. This booklet is also available for free from your broker or from any of the U.S. options exchanges or you can email MBI [email protected] and we will be happy to send one to you.

Prior to buying or selling a future, an investor should read and understand the booklet "Security Futures: An Introduction to Their Use and Risks." You can access and download a copy of the booklet at the National Futures Association website at https://www.nfa.futures.org/members/member-resources/files/security-futures.pdf This link reference is provided as a courtesy and does not imply that the National Futures Association is endorsing MBI or its products. This booklet is available from your broker or from any of the US Futures Exchanges or you can email MBI [email protected] and we will be happy to send one to you.

We encourage our readers to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at http://www.sec.gov and the Financial Industry Regulatory Authority at http://www.FINRA.org You can review public companies' filings at the SEC's EDGAR page. The FINRA has published information on how to invest carefully at its website.

Most of the information on our website or that we otherwise provide is derived directly from information published by the companies on which we report and/or from other sources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. The information may contain discussions of, or provide access to, certain positions and recommendations as of a specific date. Due to various factors, including, but not limited to, changing market conditions, such discussions and positions/recommendations may no longer be reflective of current discussions and positions/recommendations. We do not in any way warrant or guarantee the success of or endorse any action which you take in reliance on the information that we provide or that is derived from our website.

As indicated above, MBI makes no representations or warranties about the accuracy or completeness of the information contained on or derived from MBI 's website or otherwise provided by MBI. Any links provided to other websites are offered as a matter of convenience and in no way are meant to imply that MBI endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses or warrants any information contained on those sites, unless expressly stated. Furthermore, MBI does not endorse, guarantee, or warranty any third-party products advertised on its site, in its newsletters, in any third-party rental of its permission-based lists or otherwise referenced in any information provided by MBI or derived from MBI 's website, and MBI expressly disclaims any responsibility and accepts no liability with respect to such information and products. MBI may receive a fee from a service provider that has a link on MBI 's website or is referenced in the information provided by MBI.

Our personnel may own positions and/or trade in the securities mentioned in the information that we provide. However, MBI 's policies prohibit all employees of MBI from engaging in any securities transaction that directly or indirectly competes with the interests of our customers that are known to MBI. We are not compensated in any way for publishing information about companies mentioned in our reports. Testimonials may or may not be representative of actual results.

PERFORMANCE FIGURES
Performance figures are based on actual recommendations made by MBI. Due to the time critical nature of stock, options and futures trading, brokerage fees, and the activity of other customers, MBI cannot guarantee that customers will mirror the exact performance stated on our track records or promotions. Performance numbers shown are based on trades customers could enter based on our tracking guidelines. Past results are not necessarily indicative of future performance. Therefore, no customers or potential customers should assume or expect that future performance of any investment or strategy will be profitable or equal historical or anticipated performance levels. The information contained in MBI trading services is intended for use solely by individual customers and is not offered to institutional investment organizations.

LIMITATION ON MBI LIABILITY
To the extent not prohibited by law, each customer and potential customers agrees, as a condition precedent to accessing or using MBI's website or receiving information provided by MBI, to release and hold harmless MBI and its directors, officers, shareholders, employees, and agents from all liability in connection with accessing or using MBI's website or receiving information provided by MBI. In all other cases, MBI's liability to a customer, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages of the customers, not to exceed the fees received by MBI from the customer. MBI will not be liable for any consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by MBI or derived from MBI's website. Without limitation, MBI shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a customer's inability to use or any delay in accessing MBI website or any other source of material provided by MBI; (3) any absence of material on MBI website; (4) MBI's failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. MBI and each customer acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between MBI and the customer.

DISCLAIMER OF WARRANTY
ANY AND ALL INFORMATION PROVIDED BY MBI OR DERIVED FROM MBI'S WEBSITE IS PROVIDED "AS IS" AND MBI MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

BROKERS
MBI is not affiliated with any brokerage firm and does not endorse or recommend any specific brokerage firm. MBI is not and will not be responsible for any trades made by a broker on the customer's behalf under any circumstances.

ACKNOWLEDGEMENT AND AGREEMENT
Notwithstanding any other agreement or other communications between MBI and customer to the contrary, receipt or use of any material provided by MBI, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

SUBMISSIONS
All submissions from outside contributors on MBI's website are the responsibility of their respective authors, creators, and/or owners. MBI is not responsible for such submissions, and the views and opinions expressed are not necessarily those of MBI. MBI does not guarantee the accuracy or validity of the submissions. While MBI may use its best efforts to review contributor submissions for form and format before they are posted on its website, MBI does not review or edit these submissions for content. MBI makes no representations and provides no warranties whatsoever concerning submissions, and the fact that MBI has posted these outside contributions does not constitute an endorsement, authorization, sponsorship, or affiliation by MBI with respect to the author, creator and/or owner of the submissions. MBI expressly disclaims any responsibility and accepts no liability for any information or content provided in these submissions. Please be advised that submissions may be protected by federal and international copyright or other laws, and your right to reprint, republish, modify, reproduce, or distribute this material may be limited accordingly.

INTELLECTUAL PROPERTY
Except as otherwise indicated, MBI is the copyright owner of all text and graphics contained on this website. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of MBI. Permission to use and reproduce documents and related graphics available from this website is granted, provided that: 1. the below copyright notice appears in all copies and that both the copyright and this permission notice appear; 2. use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use; 3. no documents or related graphics, including logos, available from this website are modified in any way; and 4. no graphics, including logos, available from this website are used separately from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Associated Press text, photo, graphic, audio and/or video material shall not be published, broadcast, rewritten for broadcast or publication or redistributed directly or indirectly in any medium. Neither these MBI materials nor any portion thereof may be stored in a computer except for personal and non-commercial use. MBI will not be held liable in any way to the User or to any third party or to any other person who may receive information in the Service or to any other person whatsoever, for any delays, inaccuracies, errors or omissions therefrom or in the transmission or delivery of all or any part thereof or for any damages arising from any of the foregoing or occasioned thereby.

TELEPHONE CALL MONITORING AND RECORDING
MBI monitors and records all telephone calls made to or from its offices for quality control and training purposes.

TERMS AND CONDITIONS OF UMBI OF S&P DOW JONES INDICES S&P Dow Jones Indices Terms and Conditions (pdf)

TERMS OF SMS TEXT ALERT SERVICE AND DISCLAIMER
The entity or person (you) who is using the MBI's Text Alert Service (the Service) assumes the financial responsibilities of the mobile phone account through which the Service is being accessed. MBI's is not responsible for entities or individuals claiming that they did not authorize the use of their mobile phone for the Service.
Your mobile carrier's standard messaging and data rates may apply to the text messages we send to you and the text messages you send to us. MBI's does not charge you for receiving or sending text messages through the Service. MBI's has no responsibility or liability in respect of any messaging fees, data charges or other charges charged by your mobile carrier for your use of the Service or for any other loss or damage which may be caused by your use of the Service.

MBI's is not liable for any delays or failures in the receipt of any text messages sent to or from you in connection with the Service. Delivery depends on effective transmission by your mobile carrier. We provide the Service on an "as is" basis. Please continue to use MBI's My Account as the primary means of managing your trade recommendations and account.

If at any time, now or in the future, you elect to cancel your Service, you can do it by replying "STOP" and/or by sending us email at [email protected].

For more information on your service, please visit MBI's My Account at https://ticksignals.com/User/Profile

You will not receive further communication concerning your trades, including closeout instructions, if your service is not active at the time, we issue follow-up instructions.

Limitation on MBI liability: MBI liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by MBI from customer. MBI will not be liable for consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use or reliance upon any material provided by MBI. Without limitation, MBI shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a customer's inability to use or any delay in accessing MBI website or any other source of material provided by MBI; (3) any absence of material on MBI website; (4) MBI failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. MBI and customer acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between MBI and customer.

MBI is not affiliated with any brokerage firm and does not endorse or recommend any specific brokerage firm. MBI is not and will not be responsible for any trades made by a broker on the customer's behalf under any circumstances.